Affordable Term Life Insurance
Insurance is one of life's necessities and probably one of the least-understood financial products. Insurance reimburses people for covered losses in the event of an unfortunate occurrence such as an illness, accident, or death. Term Life Insurance can be an excellent way for you to help plan for future financial needs.
We offer term life insurance quotes for all types of individuals. Regardless of your health record or age, we will do everything possible to find the best term life insurance rates for you. We have found some of the most competitive carriers in the industry to offer you the opportunity to save 30% - 70% on your life insurance policy!
Who Qualifies for Term Life Insurance?
Generally, anyone from eighteen to eighty-five years of age can qualify for term life. Since there are many underwriting classifications for term life insurance, people with a wide range of health conditions can purchase a term life policy.
How much term life insurance do I need?
Since life insurance replaces lost income if something happens to you, the proceeds from your policy should be enough to cover immediate expenses as well as to provide continuous income for your beneficiaries. Most financial planners recommend coverage that's eight to 12 times your annual income. For example, if you make $50,000, you might consider coverage between $400,000 and $600,000. If you're younger and just starting a family, you might need as much as 15 times your income to allow for salary increases.